life insurance & income protection

 Term life insurance is a type of life insurance that provides coverage for a specified term, such as 10, 20, or 30 years. If the policyholder passes away during the term, the death benefit is paid out to the beneficiaries tax-free.  We have many affordable options to consider for protecting your family's financial future.

Mortgage protection insurance is a specialized form of term life insurance designed to pay off the remaining mortgage balance in the event of the policyholder's death. The policy serves to protect the family home by providing financial assistance to pay off the outstanding mortgage if the policyholder passes away during the mortgage term.   

Final expense insurance is a type of life insurance specifically intended to cover funeral and burial expenses. It provides a relatively small death benefit, typically ranging from $5,000 to $50,000, to help beneficiaries handle the costs associated with the insured individual's final arrangements. Final expense is not based on health factors and does not require any medical exams.