Business auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles.
General liability insurance, also known as business liability insurance, is a type of insurance policy that helps protect businesses from claims that happen as a result of normal operations. Business liability insurance typically provides coverage to small businesses for bodily injuries, medical payments, advertising injuries and more.
Protect your farm or ranch with a tailored policy that combines various coverages into one convenient package. A ranch insurance policy covers your property and provides liability coverage that can be tailored to the needs of your home and ranch operations.
While ranch insurance policies differ, in general you’ll find four areas of protection:
Commercial Property Insurance helps business owners recover when certain disasters jeopardize their business assets and real estate. Covered events might include fire, windstorms, theft, or vandalism. Business owners can use the payout from their commercial property policy to repair or replace items such as office buildings.
Many Commercial Insurance policies also include Business Interruption Insurance. This policy covers up to twelve months of lost income when certain events force the business owner to put their business operations on hold.